What Is A FICO Score?
Your FICO score or credit score as it’s commonly called is a very important calculation that can control whether or not you are eligible to receive credit and if eligible the terms you can receive credit under. Failure to understand the impact this score can have on you future purchasing ...
Identity Theft - One of Today's Major Issues
Sam drops the last of his already paid bills into the trash. Down the street, a neighbor watches while Sam puts out the trash.
Two weeks later, Sam is notified that loans, credit cards and bank accounts have all been opened in his name! Sam could spend the better part of ...
‘The Wealthy Barber’ - a Beginners Guide to Wealth Building
If you, like most people, have not seriously considered what steps you should take for planning your finances and are now planning on buying a house, getting married or having children or sending your children to college, you will do well to read David Chilton’s book ‘The Wealthy Barber’.
It will ...
Dumpty Humpty Sat On A…Winning With Credit Repair”
When Dumpty Humpty fell off the wall the creditors started calling and sending threatening letters all about what they were going to do to you and ...
Credit Counseling-Help For The Weary Debtor
Many people across America have dug a deep hole with debt and find it hard to escape this burden. With so many people having problems with debt, new credit counseling agencies spring up to help people get out of the debt they owe. Although there are many great credit counseling ...
Bad Credit Mortgage Refinance - Should I, Shouldn't I?
It is a common financial scenario across households in the Western world. Multiple debts have started to build up: a car loan here, a department store loan there; a bank loan here and several credit cards there. While all may have seemed manageable on the optimistic day you took them ...
Credit Repair Dispute Letters Don’t Work And Here’s Why
When credit repair was relatively new, it was easy. The Fair Credit Reporting Act (FCRA) was created to ensure and enforce your right to fair and accurate credit reporting. It gave you the right to dispute credit and often times it worked.That was then, this is now and these letters ...
Bad Credit Repair is Possible by Refinancing Your Home Loan
Refinancing your home mortgage is an excellent way to repair your bad credit. Although lenders are much harder on you when you have poor credit, refinancing is still very possible and beneficial for bad credit repair. It is important that you do your homework and approach the right lender. You ...
The Effects of Consumer Debt
Consumer Borrowing
Consumer borrowing in the UK has now crashed through the £1 trillion barrier. 80% of this is due to credit card borrowing, loans and mortgages. How are people managing to handle their debt and what effect is debt having on families today?
The National Consumer Council reports that 6 million ...
Wedding Loans in the UK - Saving Future from the Present Wedding Expenses
It is wrong if you thought that typical British weddings are starving of novel ideas. In fact, there is a glut of ideas, and each idea sounds as enthralling as the previous ones. The only glitch then is of finance. Had weddings been the be-all and end-all of life, not ...
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